Personal Finance
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What is an origination fee

What Is An Origination Fee On A Loan?

Most lenders charge origination fees when processing a personal loan or mortgage. Learn more about how these upfront fees work and how to avoid them.

car payment

How Much Should My Car Payment Be?

When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.

Best Cash Advance Apps

Best Cash Advance Apps in November 2024

Cash advance apps can help you access funds from your paycheck days ahead of time. But there are drawbacks to consider, including potentially steep fees.

How to Pay Off Student Loans Fast

8 Ways to Pay Off Student Loan Fast

Paying off student loans faster can save you a ton of money in interest and help you focus on building wealth. Here are eight tried-and-true ways to cut years off your loan payoff date.

best wedding loans

Best Wedding Loans for 2024

A wedding loan can help you pay for your dream day, from venue rental to buying a dress or wedding favors. These are the best lenders to consider.

Best Loans for Fair Credit

Best Loans for Fair Credit in November 2024

If you’re looking for a personal loan with fair credit, it’s important to understand the costs and terms. Find the best loans for fair credit here.

How to Refinance Your Student Loan

How to Refinance Your Student Loan in 5 Steps

Refinancing your student loans can save you money and simplify your monthly payments. Here’s what you need to consider.

debt consolidation

How to Get a Debt Consolidation Loan with Bad Credit

It’s possible to see which kinds of debt consolidation loans you qualify for when you have bad credit. Here’s how to do it and where you should look.

Best Unsecured Business Loans

Best Unsecured Business Loans in November 2024

Business loans allow business owners to operate and grow their companies. Learn more about the best unsecured business loans.

cash to close

Cash to Close: Definition, Calculation & How to Prepare Early

Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

Conventional Loan

Conventional Loan: What You Need to Know to Qualify

Conventional loans are the most common type of mortgage. Here’s a look at how they work and what you need to qualify for one.

Requirements for A Home Equity Loan or HELOC

Knowing the requirements for a HELOC or Home equity loan can improve your approval odds for these types of loans. Learn more about the requirements.

Personal Loan

Personal Loan Requirements And How To Qualify

Most personal loan providers require applicants to have good credit scores, sufficient income, and a low debt-to-income ratio. Learn more.

best loans for vacation

7 Best Personal Loans for Vacation in November 2024

Vacation loans can help you fund your upcoming vacation or a last-minute trip, but watch out for high fees. While some lenders offer rates as low as 6.99% APR, that’s not the norm. And some vacation loans have up-front fees that can quickly increase your APR.

What is an FHA Loan

What is an FHA Loan?

FHA loans can be easier to qualify for than conventional loans, making them a good option if you have a lower credit score, higher debt, or a smaller down payment.

credit score for personal loans

What Credit Score Do You Need for a Personal Loan?

Not all lenders have a minimum credit score requirement, but generally the higher your credit score, the better your interest rate and loan term.

home equity loan

What Is a Home Equity Loan?

A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.

What Is a Personal Loan

What Is a Personal Loan

Here’s what to know about personal loans, how they work, their rates, how to qualify for one, and more.

Unsecured Loan

What Is An Unsecured Loan?

What is an unsecured loan? Loans that don’t require collateral can be used for almost any financial goal. Here’s what to know—and how to use them wisely.

Federal Student Loan Rates Jump 1% for 2024-25

Federal Student Loan Rates Jump 1% for 2024-25

Federal student loan interest rates are tied to 10-year Treasury Yields and recalculated yearly. This has resulted in a more than 1% jump in rates for the 2024-25 academic year.

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