Personal Finance
Advertiser Disclosure
Chase Sapphire Preferred vs. Capital One Venture Rewards

Chase Sapphire Preferred vs. Capital One Venture Rewards: Detailed Comparison 2024

Both cards bring a ton of perks to the table. But Chase Sapphire Preferred is the winner, as it offers a higher point redemption value for travel purchases.

credit cards for beginners

5 Best Starter Credit Cards for Beginners to Help Build Credit 2024

If you’re new to credit cards, here’s what you need to know about secured cards, unsecured cards, cards for people with no credit history and credit cards for building your credit history.

clear vs tsa precheck

TSA PreCheck® vs. Clear: Compared and Combined to Save Time in the Airport

If you want to save time during travel security screening, consider TSA PreCheck, Clear or both. Learn more about these programs.

Hilton Honors Rewards program

A Guide to the Hilton Honors Rewards Program

This Hilton Honors Rewards program guide explains how you can earn and redeem points on hotel stays, airplane tickets, experiences, shopping and more.

chase transfer partners

A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value

Chase Ultimate Rewards points are both lucrative and flexible. Find out how to maximize these points with Chase airline and hotel partners.

avoid credit card interest

How to Avoid (and Reduce) Credit Card Interest: Best Strategies

Credit card interest makes your purchases cost more, so you should avoid it or reduce it when you can.

close a credit car

Should You Cancel An Unused Credit Card or Keep It?

Don’t know if you should cancel your unused credit card or not? Here are the pros and cons of closing it and keeping it open.

capital one miles vaue

How Much Are Capital One Miles Worth?

There are many ways to use Capital One MIles, but the most valuable is transferring them to airline miles or hotel points.

credit utilization ratio

Credit Utilization Ratio: All You Need to Know

Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.

credit card interest calculati

How is Interest Calculated on Credit Cards?

While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.

man holding a credit card backwards showing its security code

How to Find the Credit Card Security Code (CVV)

Your credit card's security code is a three- or four-digit number that helps protect you against credit card fraud. Learn how to find it and why it's important.

roadside assistance credit card

4 Credit Cards Offering Roadside Assistance to Have in 2024

A breakdown of our favorite credit cards offering roadside assistance as a perk, plus other card details.

how may credit cards should you have

How Many Credit Cards Should I Have?

The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.

past due bank debt statement

What Is a Charge Off & How To Deal With It

A charge-off is a debt that a lender deems uncollectible and has written off as a loss. Here’s how to handle a charge-off on your credit report.

history of credit cards

History of Credit Cards: A Brief Overview

The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.

pay rent with credit card

Can I Pay Rent With a Credit Card?

Even when it is allowed, using credit to cover rent carries considerable potential downsides, such as interest charges and extra fees.

credit card schumer box

What is a Schumer Box and How Do You Read It?

A Schumer Box puts the fine print of credit card rates and fees in an easy-to-read table. Learn how it can help consumers be more aware of the cost of credit.

credit cards closing date

Credit Card Closing Date: Meaning And Implications

Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.

1.3729.0+2.10.52