Personal Finance
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Sarah Hostetler is a freelance writer and has been featured on Million Mile Secrets and The Points Guy. She covers topics on points and miles, credit cards, airlines, hotels, and general travel.
Articles by Sarah Hostetler
Debt Management Guide: Good Debt vs. Bad Debt
Being in debt is not always a bad thing. Some debt can have a place in your credit profile.
The Hilton Honors Business Card’s Bonus Offer: Worth 130,000 Hilton Points
If you know the best ways to use Hilton points, you can squeeze more than $1,000 in value from the Amex Hilton Business card’s welcome bonus.
14 Cheap Vacation Destinations in 2024
It’s possible to book a cheap vacation with just a little strategy. Here are 14 of the most affordable international and domestic vacation destinations to consider.
Does a Debt Management Plan Affect Credit?
A debt management plan is one of the least painful ways to climb out from under the thumb of crippling credit card balances.
Hilton Honors American Express Card Review 2024
The Amex Hilton Card offers a bonus worth far more than its competitors—and it unlocks a perk that can save you tens of thousands of points on a single stay.
Delta SkyMiles Reserve American Express Card Review
The Amex Delta Reserve’s $550 annual fee is one of the easiest to justify for Delta flyers. You’ll save more than $1,000 each year with a bit of strategy.
Capital One QuicksilverOne Cash Rewards Credit Card Review: A Good Alternative If You Want to Build Credit
The Capital One QuicksilverOne Cash Rewards Credit Card is a beginner credit card that offers a respectable return on spending and benefits like free Uber One membership (for a limited time).
Capital One Spark Cash Plus vs. Ink Business Cash 2024
These cards both come with astonishing welcome bonuses. And with some strategy, you can even transfer them to airline and hotel programs for free travel.
Chase Freedom Unlimited vs Capital One Quicksilver Cash Rewards Credit Card
Whether you’re interested in cash back or travel rewards, either card can be a powerful tool in your financial utility belt — but one is the clear winner.
Credit Utilization Ratio: All You Need to Know
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
When’s a Good Time to Request a Credit Limit Increase?
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
Credit Card Closing Date: Meaning And Implications
Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.
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