Personal Finance
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Kevin Payne

Kevin Payne

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

Articles by Kevin Payne

best 2 year cd rates

Best 2-Year CD Rates November 2024

Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.

U.S. Bank Cash plus Visa Signature Card vs. Chase Freedom Unlimited

U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024

U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.

PayPal Review

PayPal Review 2024: Pros, Cons, Costs

Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.

best student credit cards

Best Student Credit Cards in November 2024

A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.

What Is a Virtual Credit Card Number

What Is a Virtual Credit Card Number?

A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.

Hilton Surpass card review

Hilton Honors American Express Surpass® Card Review 2024

The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.

FIT Platinum Mastercard Review

FIT Platinum Mastercard Review 2024

The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.

If Your Car Breaks Down, Will Insurance Cover a Rental?

If Your Car Breaks Down, Will Insurance Cover a Rental?

Car insurance policies generally don't reimburse rental car costs while your car is being repaired after an accident. Your provider may offer optional rental reimbursement coverage that will help cover the cost.

Capital One Venture Rewards Credit Card Review

Capital One Venture Rewards Credit Card Review 2024

The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.

Upgrade Cash Rewards Visa Review

Upgrade Cash Rewards Visa Card Review 2024

The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.

black credit card

What is a Black Credit Card? Guide & Examples 2024

Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.

What Is Visa Infinite

What Is Visa Infinite?

Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.

Capital One Platinum card

Capital One Platinum Credit Card Review 2024

The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.

Citi Rewards+ Card Review

Citi Rewards+ Card Review 2024: Does It Compare to Other Cards In Its Category?

The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.

jumbo cd rates

8 Best Jumbo CD Rates in November 2024

If you have a large sum of money to deposit in the bank, you can earn high rates with a jumbo CD. Read our list of the best jumbo CD rates to see if this savings vehicle is right for you.

open a savings account

How to Open A Savings Account: 4 Simple Steps

Savings accounts are a great option for short-term savings goals. Learn how to find and open the right account for your needs.

10 Best 6-Month CD Rates of November 2024

Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.

Best 3-month CD Rates

10 Best 3-month CD Rates in November 2024 To Boost Your Savings

Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.

Best 5-Year CD Rates

Best 5-Year CD Rates of November 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

best 18 month cd rates

Best 18-Month CD Rates of November 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

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