Personal Finance
Advertiser Disclosure
Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, CreditCards.com and Forbes Advisor.
The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.
Articles by Holly Johnson
What Is a Credit Card Product Change and How Does It Work?
A credit card product change lets you trade one credit card for another without having to apply for a new one. Here’s how it works and when you should consider making one.
Credit Card Churning: What It Is and Why You Shouldn’t Do It
Credit card churning can hurt your credit and your finances if you're not careful. This guide will teach you the pitfalls—and what to do instead.
Business Credit Score: What Is It, How to Check It
A business credit score is crucial if you want your company to grow. Find out how these scores work and where they originate from.
How to Buy and Sell a House At the Same Time
Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.
A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value
Chase Ultimate Rewards points are both lucrative and flexible. Find out how to maximize these points with Chase airline and hotel partners.
How to Avoid (and Reduce) Credit Card Interest: Best Strategies
Credit card interest makes your purchases cost more, so you should avoid it or reduce it when you can.
How Many Credit Cards Should I Have?
The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.
History of Credit Cards: A Brief Overview
The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.
How to Calculate Loan Payments and Costs
A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.
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