Personal Finance
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Eric Rosenberg

Eric Rosenberg

Eric Rosenberg is a financial writer, speaker, and consultant based in Ventura, California. He holds an undergraduate finance degree from the University of Colorado and an MBA in finance from the University of Denver. After working as a bank manager and then nearly a decade in corporate finance and accounting, Eric left the corporate world for full-time online self-employment. His work has been featured in online publications including Business Insider, Nerdwallet, Investopedia, The Balance, HuffPo, Investor Junkie, and other fine financial blogs and publications. When away from the computer, he enjoys spending time with his wife and three children, traveling the world, and tinkering with technology.

Articles by Eric Rosenberg

cd vs ira

CDs vs. IRAs: Key Differences and How Do They Compare?

Certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) are commonly used for saving and investing. Learn how these two ways to build assets compare.

debit card

What Is a Debit Card? Definition, Uses & Examples

A debit card is a common and useful tool for payments directly from a bank account. Learn the pros and cons of debit cards here.

Chase Freedom Flex vs Freedom Unlimited

Chase Freedom Flex® vs. Chase Freedom Unlimited®: Why Choose?

If you’re looking for a cash back rewards card with no annual fee, you may want to know about Chase Freedom Flex andFreedom Unlimited. Here’s a look at how they compare.

high yield checking accounts

Best High-Yield Checking Accounts for November 2024

High-yield checking accounts let you earn interest on your idle cash. Find the best high-interest checking accounts here.

401k and ira

Can You Have a 401(k) and an IRA?

You can have a 401(k) and an IRA, and contribute to both in the same year, most of the time. Learn more about the pros and cons of each—and their contribution limits—here.

best money market accounts

6 Best Money Market Accounts for November 2024 (Up to 5.30%)

Here’s a look at the best money market account rates in 2024 to help you on your quest to get the best return on your cash while maintaining FDIC insurance coverage.

best banks for personal loans

Best Banks for Personal Loans for November 2024

Personal loans are sometimes helpful for debt consolidation or getting through a financial rough patch. Find the best banks for personal loans here.

best student checking accounts

Best Student Checking Accounts for November 2024

The best student checking accounts come with no fees and meet the needs of a modern student. Find the best student checking accounts.

Indigo Platinum Mastercard Review

Indigo Platinum Mastercard Review

The Indigo Platinum Mastercard is a credit card for borrowers with bad credit, but its high rates and fees could leave you wanting an alternative.

apple credit card review

Apple Credit Card Review: Is It Worth It?

The Apple Card is a unique credit card with up to 3% cash back and no annual fee. Learn more about the Apple credit card here.

amex pay it plan it

Amex Pay It Plan It Guide 2024

Amex’s Pay It Plan It feature gives cardholders more control over how much they pay at the end of the month and how much interest they accrue.

best banks in ohio

Best Banks in Ohio in 2024

The best banks available in Ohio offer favorable rates and fee structures alongside excellent customer service.

Discover It Secured Review

Discover It Secured Review 2024

The Discover It Secured Card is a no-annual fee card for those looking to build or rebuild credit and earn cash back rewards. Learn more.

stack of no credit check credit cards

Best Credit Cards with No Credit Check in November 2024

The best no credit check cards are available even if you have no credit or bad credit. Find the best credit cards for no credit and bad credit here.

best banks florida

Best Banks in Florida in 2024

The best banks in Florida offer a combination of good customer service, favorable interest rates, and low fees. Find the best banks in Florida here.

Netspend Visa Prepaid Card Review

Netspend Visa Prepaid Card Review 2024

The Netspend Visa Prepaid Card is an easy-to-use prepaid debit card, but the costs may have you looking elsewhere for your payment and banking needs.

checking accounts

How Many Checking Accounts Should You Have?

Read this guide to learn how many checking accounts you should have and the benefits and drawbacks of using multiple checking accounts.

First Digital Mastercard Review

First Digital Mastercard Review 2024

The First Digital Mastercard is a cash back rewards card for applicants with no credit or bad credit. Learn more and compare features here.

LendingClub Personal Loan Review

LendingClub Personal Loan Review 2024: Pros, Cons, Approval Odds

LendingClub personal loans are available with flexible terms, and you can apply with no impact to your credit score. Learn more here.

NSF Fees

What Are NSF Fees And How to Avoid Them?

NSF fees, or nonsufficient funds fees, are bank charges for overdrawing your account. Learn more about NSF fees and how to avoid them here.

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